Credit Reports and Scores
Reading Your Report
Credit Karma
Why is Your Credit Karma Score Different?
Folks are always asking me: “Ryan why in the world is the Credit Karma score that I get...
Why are broker scores so different from what I’m seeing?
Why are broker scores so different from what I'm seeing?
The reason is simple; there are literally hundreds of different credit score algorithms or calculations...
Disputing Items for Removal
Enhanced Techniques
What is Zombie Debt?
What is Zombie Debt?
Zombie debt is old debt (past the statute of limitations, or already settled) that has come back to haunt you. And sometimes,...
Building Positive, Open, Active Credit
How To Qualify For A Home Loan
Are Your Credit Problems Holding You Back From Qualifying for A Home Loan?
Mortgage companies base home loan qualification on your credit score.
If you do...
PERFORMANCE TRAINING
Car Shopping – Watch This BEFORE You Go to The Dealership!
How to do car shopping without having a great impact on your credit!
Let’s talk about credit inquiries when doing car shopping at a dealership.
I...