Credit Reports and Scores
Reading Your Report
Credit Karma
Why is Your Credit Karma Score Different?
Folks are always asking me: “Ryan why in the world is the Credit Karma score that I get...
Why are broker scores so different from what I’m seeing?
Why are broker scores so different from what I'm seeing?
The reason is simple; there are literally hundreds of different credit score algorithms or calculations...
Disputing Items for Removal
Enhanced Techniques
What is Zombie Debt?
What is Zombie Debt?
Zombie debt is old debt (past the statute of limitations, or already settled) that has come back to haunt you. And sometimes,...
Building Positive, Open, Active Credit
How To Qualify For A Home Loan
Are Your Credit Problems Holding You Back From Qualifying for A Home Loan?
Mortgage companies base home loan qualification on your credit score.
If you do...
Current Events
LATEST REVIEWS
The Most Common Loophole Used to Remove Collections
How To Remove Collections From Your Credit Report - A Loophole
I'm going to share with you a little loophole - To remove collections from...
PERFORMANCE TRAINING
Paying Collections Can Hurt You
This is a common question about Paying collections that I get a lot.
“Ryan, why have I heard that if you are paying collections it...
The Components of Your Credit Score
What Makes Up Your credit score?
Paying your bills on time is obviously an important piece, but there is MUCH more that goes into your...
Paid vs. Closed or Settled Collections – Which is Better?
Should You Pay in Full or Settle?
If you're wondering about Should You Pay in Full or Settle, this is the blog for you.
This is...
Which Debt Payments Should You Handle First?
Are you wondering which Debt Payments should you handle first?
Newport Beach, California – If you owe everyone and their mother money and are wondering...
HOLIDAY RECIPES
Before You Buy That House or Refi, Watch These Quick Videos
As Always… In case you haven't yet, here's how you get started.
Step 1:
Tap or click here to get your $1 credit report.
We'll need it to...
