It is always advisable to seek the advice and counsel of an attorney when considering Lawsuits and Small Claims. It is rare that your situation will need to resort to legal action. Our hope is that the letters and advice within this book will help resolve your credit concerns without it coming to a legal battle.
That being said, many readers have elected to, and had success with visiting their local courthouse and file a small claims lawsuits.
Filing a Small Claims lawsuit is a fairly simple process. Only requires a few minutes of your time and a small filing fee. Fair Credit Reporting Act rules allow for you to seek up to $1000 per violation. The filing fee often depends on the amount you are seeking. Remember, the ultimate goal is to remove derogatory and erroneous items from your credit report.
Our membership site offers more information and a step-by-step course on lawsuits. You will also find video tutorials in our private Facebook community.
