Whether you are starting with a 400 credit score or a 700, you need a goal to hit in order to set your intention for the course and keep your focused and motivated. If you have your score already, skip this step. If not, here is a good option.
This won’t take long I promise, but don’t skip this step. Setting a goal is all about being as Specific, Measurable, Action Oriented, Realistic, and Time Based as possible. SMART for short. If you’re just getting started working on your credit, your SMART goal needs to be about taking small achievable steps and hitting realistic milestones so you don’t over-commit and get overwhelmed…if you do this, I guarantee you’ll see results. If you are starting out out with a 400 credit score, maybe your goal should be to get to a 640 credit score so you can qualify for a home loan and not pay astronomical interest rates on credit cards, auto loans, etc. While we all want to see that elusive 800 credit score, don’t set a goal that could dishearten you. After you achieve your initial goal, keep raising the bar for yourself. Time is going to be your friend and not your enemy here, keeping a tight deadline is about staying focused so you’re not letting unnecessary efforts get in the way of your progress. This is not about getting the perfect credit score but rather getting you the best credit score for your unique set of circumstances. Now, download the worksheet if you haven’t already, and lets get started but I want to keep things moving so don’t spend too much time on this step. I’m serious, I don’t want you to spend more than 5 minutes on this. Open up that worksheet and type or write down your goal. I’ll see you next lesson —->
This won’t take long I promise, but don’t skip this step. Setting a goal is all about being as Specific, Measurable, Action Oriented, Realistic, and Time Based as possible. SMART for short. If you’re just getting started working on your credit, your SMART goal needs to be about taking small achievable steps and hitting realistic milestones so you don’t over-commit and get overwhelmed…if you do this, I guarantee you’ll see results. If you are starting out out with a 400 credit score, maybe your goal should be to get to a 640 credit score so you can qualify for a home loan and not pay astronomical interest rates on credit cards, auto loans, etc. While we all want to see that elusive 800 credit score, don’t set a goal that could dishearten you. After you achieve your initial goal, keep raising the bar for yourself. Time is going to be your friend and not your enemy here, keeping a tight deadline is about staying focused so you’re not letting unnecessary efforts get in the way of your progress. This is not about getting the perfect credit score but rather getting you the best credit score for your unique set of circumstances. Now, download the worksheet if you haven’t already, and lets get started but I want to keep things moving so don’t spend too much time on this step. I’m serious, I don’t want you to spend more than 5 minutes on this. Open up that worksheet and type or write down your goal. I’ll see you next lesson —->
