The difference between a 3.5 percent interest rate and a 4 percent rate on a $200,000 mortgage is $56 per month. That’s a difference of $20,427 over a 30-year mortgage term. November 2021 rate information from Bank rate.

Debt happens, how you deal with it matters. We can show you how to negotiate with lenders and credit card companies to reduce interest and settle balances to save thousands of dollars in interest payments.

While the system works quickly, it is designed for long term, life changing success when it comes to getting and keeping excellent credit. Together we can get you to a stable financial place and keep you there. Simple life changing techniques that have been proven.