Tag: payment collection
Credit Karma
Why is Your Credit Karma Score Different?
Folks are always asking me: “Ryan why in the world is the Credit Karma score that I get...
Secured Credit Cards
Secured Credit Cards is a common starting point for many seeking to either build or re-build their credit report. “Secured” means that the card...
What People are Saying
As Always… In case you haven't yet, here's how you get started.
Step 1:
Tap or click here to get your $1 credit report.
We'll need it to...
Authorized User Trick
Will adding someone as an authorized user boost their credit?
Having a spouse, friend, neighbor, or relative add you as an authorized user on their...
Making Use of Small Banks and Credit Unions
Smaller local and regional banks as well as credit unions are great resources for those with less than huge credit. They frequently provide credit-challenged...
Shopping Cart Loophole
The shopping cart loophole is another creative way to get positive, open, active credit reporting. Be sure to clear browser history and disable pop-up...
Store Credit Cards
Are Store Credit Cards a Good Idea?
Store cards are not ideal because they are not versatile forms of credit and can only be used...
Overdraft Protection Trick
Most banks and credit cards offer overdraft protection. Sometimes it is referred to as a “cash reserve”. Why this is included in the book...
Fair Credit Reporting Act ( FCRA)
The Fair Credit Reporting Act (FCRA)
The Fair Credit Reporting Act (FCRA) clearly states that items on a consumer credit report must be reported with...
Important Rules to Follow when Sending Letters
Before Sending Letters rules to follow :
Sending dispute letters to your creditors and the credit bureaus is a big part of the process of...
