Credit Reports and Scores
Reading Your Report
Credit Karma
Why is Your Credit Karma Score Different?
Folks are always asking me: “Ryan why in the world is the Credit Karma score that I get...
Why are broker scores so different from what I’m seeing?
Why are broker scores so different from what I'm seeing?
The reason is simple; there are literally hundreds of different credit score algorithms or calculations...
Disputing Items for Removal
Enhanced Techniques
What is Zombie Debt?
What is Zombie Debt?
Zombie debt is old debt (past the statute of limitations, or already settled) that has come back to haunt you. And sometimes,...
Building Positive, Open, Active Credit
How To Qualify For A Home Loan
Are Your Credit Problems Holding You Back From Qualifying for A Home Loan?
Mortgage companies base home loan qualification on your credit score.
If you do...
Current Events
LATEST REVIEWS
Can that Debt be Validated?
As Always… In case you haven't yet, here's how you get started.
Step 1:
Tap or click here to get your $1 credit report.
We'll need it to...
PERFORMANCE TRAINING
Do Not Ever Co-Sign
What is a co-signer?
A co-signer takes full responsibility for paying back a loan, along with the primary borrower.
Never Co-sign For Someone
It’s not that you...
How to Remove Collections from Your Report
Let’s talk about how to remove collections from your report!
Many of you in the community are coming to me saying how to remove collections...
Monthly Payments to Collections – Don’t Do This!
A common question that I get regarding Monthly payments is:
Should you make monthly payments to a collection agency?
My suggestion is that you do not...
HOLIDAY RECIPES
Monthly Payments to Collections – Don’t Do This!
A common question that I get regarding Monthly payments is:
Should you make monthly payments to a collection agency?
My suggestion is that you do not...
