Credit Reports and Scores
Reading Your Report
Credit Karma
Why is Your Credit Karma Score Different?
Folks are always asking me: “Ryan why in the world is the Credit Karma score that I get...
Why are broker scores so different from what I’m seeing?
Why are broker scores so different from what I'm seeing?
The reason is simple; there are literally hundreds of different credit score algorithms or calculations...
Disputing Items for Removal
Enhanced Techniques
What is Zombie Debt?
What is Zombie Debt?
Zombie debt is old debt (past the statute of limitations, or already settled) that has come back to haunt you. And sometimes,...
Building Positive, Open, Active Credit
How To Qualify For A Home Loan
Are Your Credit Problems Holding You Back From Qualifying for A Home Loan?
Mortgage companies base home loan qualification on your credit score.
If you do...
PERFORMANCE TRAINING
Why Paid Collections can LOWER your Credit Score
This is a common question that I get a lot about Paying Collection-
"Ryan, why have I heard that if you are paying collection it...
Bills Don’t Factor
Bills don't factor! The credit system is broken but with proper knowledge and understanding you can conquer the broken system
Our Credit System is Broken!
In...
Boost Your Credit Score! Do This!
Have you been struggling to boost your credit score?
Use This Trick to Boost Your Credit Score Today!
Revolving Debt (mainly Credit Cards, but also Home...
HOLIDAY RECIPES
